Juhudi Loan
Short-term financing
When your business moves fast, you can’t afford to wait for funding.
Our Juhudi loan gives you rapid access to a 30-day cash boost, designed specifically for fast-turning businesses. It helps you grab new opportunities, grow your operations, and handle unpredictable markets without slowing down.
Think of it as the quick cash you need to keep your momentum going and your business growing.
What you can use it for
Restocking, emergency expenses, and short-term working capital needs.
Why Fortune Credit
- Affordable working capital
- Competitive interest rates
- Fast loan processing and approvals
- Flexible repayment periods
- Unmatched customer service
What our clients say
“Fortune Credit approached me when my business was down and I grew from a small loan of 5,000 to a loan of 55,000.”
Samuel Kihara
Fortune Credit Client
“Fortune Credit inaelewa situation yangu, especially wakati wa floods hakuna kazi. My loan for that day is deferred and I don’t have to pay. They allow me to pay in installments.”
Sofia Wangari
Fortune Credit Client
“Fortune Credit ni very considerate na inajua kuelewa customers wao vizuri.”
Margaret Musani
Fortune Credit Client
Frequently asked questions about the Juhudi Loan
About the Loan
What is a Juhudi Loan?
Juhudi is a short-term business loan designed to help small businesses access fast cash when they need it most. It is quick, simple, and easy to apply for, with minimal requirements.
Who qualifies for Juhudi financing?
Juhudi Loans are available to Small and Medium Enterprises (SMEs), especially businesses with fast daily sales or regular cash flow.
Is collateral required?
No. Juhudi is a no-collateral business loan, meaning you do not need to provide security to qualify.
Application Process
How do I apply?
For new customers:
- Visit your nearest Fortune Credit branch.
- Our officers will visit your business for assessment and onboarding.
- Once approved, your loan will be processed and disbursed.
For returning customers:
- Dial *6651515# to access instant loan services.
- Repeat loans are processed instantly upon approval.
What documents are required?
- Original National ID
- Business licence, permit, or other proof of business ownership
How long does approval take?
- New customers: Within 1 hour
- Returning customers: Instant approval and disbursement
Disbursement & Repayment
How is the loan disbursed?
Once approved, funds are disbursed directly to your registered mobile money account.
How do I repay the loan?
Repayments can be made through the repayment options provided during loan onboarding or via the USSD *6651515# for eligible customers.
Can I repay my loan early?
Yes. Early repayment is encouraged and may reduce your interest costs.
Account Management
What happens if I miss a repayment?
If you miss a repayment, contact your loan officer immediately. Our team will work with you to agree on a suitable repayment plan.
Can existing customers apply again?
Yes. Existing customers can apply for another loan once their current loan has been fully repaid. Repeat loans are processed instantly for eligible customers.
Customer Support
How can I get assistance?
For any questions about your loan:
- Contact your assigned Loan Officer
- Visit your nearest Fortune Credit branch
- Find branch contact details on the Contact Us page on our website
Ready to Apply?
Talk to us today or apply directly on our website. Our team will walk with you through every step.