Clean Energy Loan
Financing solution
Cut your costs. Power your future.
Lower your operating costs and power your home or business with clean-energy solutions that work for everyday use. Our financing helps you access reliable, cost-effective options you can pay for over time, in amounts that make sense for your budget.
What you can finance
- Electric and solar-powered mills
- Energy-efficient stoves
- Solar lighting systems
- Biogas solutions
- Solar-powered egg incubators
- Solar irrigation pumps and kits
- Insurance premiums
How it works
Choose the solution that fits your home, farm, or business. We structure a repayment plan around your cash flow so the savings start working for you from day one.
Why Fortune Credit
- Financing is spread over time, not paid all at once
- Options for homes, farms and businesses of every size
- Lower monthly operating costs from the start
- Flexible repayment built around how you earn
- A step toward energy independence
Our partners
What our clients say
“I would recommend Fortune Credit, machine inajilipa yenyewe and the business continues to grow.”
Davis Mutua
Fortune Credit Client
“I am now able to earn extra income and I can now access maize flour easily.”
Paul Kariuki
Fortune Credit Client
Frequently asked questions about the Clean Energy Loan
About the Loan
What is the Clean Energy Loan?
The Clean Energy Loan is financing that helps you purchase energy-saving and renewable energy solutions for your home, farm, or business. It allows you to spread the cost over manageable repayments while benefiting from reliable, cost-effective energy solutions that can reduce your operating expenses over time.
What can I use the loan for?
You can use a Clean Energy Loan to finance a variety of clean-energy and energy-efficient solutions, including:
- Electric and solar-powered mills
- Energy-efficient stoves
- Solar lighting systems
- Biogas solutions
- Solar-powered egg incubators
- Solar irrigation pumps and kits
- Insurance premium financing related to clean energy investments
Who qualifies to apply?
To qualify, you must:
- Be a Kenyan citizen aged 18 years and above
- Have an active business that has been operating for at least 6 months
Groups can also apply if they:
- Have at least 15 members
- Provide a membership list
- Submit meeting minutes for the previous 6 months
- Provide a registration certificate (where applicable)
Application Process
How do I apply?
- Visit your nearest Fortune Credit branch.
- Complete and sign the loan application forms.
- Submit the required documents.
- A loan officer will assess and verify your business.
- Once approved, your loan will be processed and disbursed.
What documents are required?
Individual applicants should provide:
- Original National ID
- KRA PIN Certificate
- 6-12 months of M-PESA statements
- Business permit, licence, or registration documents
- Guarantor details and ID copy
- Next of kin details
- Collateral details (where applicable)
Group applicants should additionally provide:
- Membership list including leaders of the group
- Meeting minutes for the last 6 months
- Registration certificate (if applicable)
How long does approval take?
Approval is typically completed within 1 working day after successful verification.
Disbursement & Repayment
How will I receive the funds?
The approved loan amount is disbursed directly to your Safaricom M-PESA account.
What is the repayment period?
Repayment periods range from 1 month - 6 months, depending on the loan type. Flexible repayment options include daily, weekly, or monthly installments.
How do I make repayments?
Repayments can be made through USSD *665*1515# under the module ‘Loan Repayment’ or through:
- M-PESA Paybill: 4075059
- Account Number: Your National ID Number
Can I repay early?
Yes. Early repayment is encouraged and may help you qualify for higher loan amounts in the future.
Account Management
How do I check my balance?
You can:
- Receive an SMS confirmation after making a payment
- Dial *665*1515#
- Visit any Fortune Credit branch
- Contact your loan officer
What happens if I miss a payment?
If you are unable to make a repayment:
- Contact your loan officer immediately
- Work together to find a suitable repayment solution
Failure to address missed repayments may result in penalties, reduced future borrowing limits, or recovery action where applicable.
Can I take another loan?
Yes. Once you have fully repaid your current loan, you may apply for another loan. Customers with a strong repayment history may qualify for higher loan amounts.
Customer Support
How can I get assistance?
For any questions about your loan:
- Contact your assigned Loan Officer
- Visit your nearest Fortune Credit branch
- Find branch contact details on the Contact Us page on our website
Ready to Apply?
Talk to us today or apply directly on our website. Our team will walk with you through every step.